Insurance & tax
BMI Calculator
Insurers look at your height and weight before approving health and term insurance. Check your BMI and healthy weight range in seconds.
How this calculator works
BMI = weight (kg) ÷ height (m)². The calculator uses the Asian Indian cut-offs: healthy 18.5–22.9, overweight 23–24.9 and obese 25 and above.
Things to keep in mind
- Always declare your correct height and weight in the proposal form; wrong details can lead to claim rejection.
- A higher BMI may mean a medical test or a small extra premium, but you can usually still get cover.
- Buy insurance early, while your health is good.
FAQs
Does BMI affect my insurance premium?
It can. Insurers may ask for medical tests or add a loading if BMI is very high or low. Each insurer has its own rules, and we can suggest plans that suit your profile.
Get this plan reviewed by an expert
Share your numbers with us on WhatsApp or book a free call. We will turn them into a plan you can act on.