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Money guides for Indian families

Clear, practical articles on investing, insurance, tax and property, written by the ASLINDIA INVESTMENT team.

Mutual Funds

How to Start a SIP in Mira Road & Bhayandar (2026 Guide)

KYC, choosing funds, how much to invest, and 7 checks before you pick a mutual fund distributor in Mira Road and Bhayandar.

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Insurance

Super Top-up Health Insurance: Big Cover at a Small Premium

How a super top-up adds ₹20 lakh to ₹1 crore or more to your health cover at a low premium, how the deductible works, and who should buy one.

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Child Planning

Sukanya Samriddhi Yojana: A Complete Guide for Parents (2026)

How Sukanya Samriddhi Yojana works, the current 8.2% rate, deposit limits, withdrawal rules and how much it can build for your daughter.

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Retirement

NPS in 2026: Tax Benefits, Returns and the New Withdrawal Rules

How the National Pension System works, the extra tax deductions, and the new rules that let non-government subscribers withdraw up to 80% at 60.

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Mutual Funds

FD vs Debt Mutual Funds: Which Is Better After Tax?

Fixed deposits and debt mutual funds are both taxed at your slab rate today. Here is how they still differ on returns, tax timing, liquidity and risk.

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Mutual Funds

SIP vs Lumpsum: Which Is Better for You?

SIP or lumpsum in mutual funds? Understand how each works, when to use which, and how STP gives you the best of both.

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Wealth Creation

Start Early, Invest Less: The SIP You Need to Make ₹1 Crore by 55

How much monthly SIP do you need to build ₹1 crore by age 55? See how starting at 25, 30, 35, 40 or 45 changes the amount.

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Taxation

Old vs New Tax Regime for FY 2026-27: How to Choose

FY 2026-27 income tax slabs under the old and new regimes, with worked examples and the deductions you need for the old regime to win.

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Insurance

How Much Life Insurance Do You Really Need?

A simple, need-based way to work out how much term insurance cover your family needs, and common mistakes to avoid.

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Retirement

SWP: How to Create a Monthly Income From Your Mutual Funds

How a Systematic Withdrawal Plan (SWP) works, how much you can safely withdraw each month, and why it can be tax-efficient for retirees.

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Property

Buying a Flat in Mira Road? A 10-Point Checklist

Before you book a flat in Mira Road or Bhayandar, check these 10 things: MahaRERA registration, approvals, OC, carpet area, loan eligibility and more.

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