Rent vs Buy Calculator
Thinking of buying a flat in Mira Road, Bhayandar or Mumbai? Compare buying on a home loan with renting and investing the money instead.
How this calculator works
If you buy, your wealth is the flat's future value minus the loan still due. If you rent, the down payment and buying costs are invested, and every month the difference between (EMI + maintenance) and rent is invested too. Both are compared after the years you choose.
Things to keep in mind
- Buying usually wins if you stay 10 years or more.
- Keep stamp duty, registration and interiors in your budget, not just the down payment.
- Renting works only if you actually invest the difference every month.
FAQs
Is it better to rent or buy a house in Mumbai?
It depends on how long you will stay, the price-to-rent ratio, loan rate and how disciplined you are at investing. This calculator shows the numbers for your situation.
Can ASLINDIA help me buy a flat?
Yes. ASLINDIA Property (MahaRERA registered) helps you buy flats in Mira Road and Bhayandar and arranges home loans.
Get this plan reviewed by an expert
Share your numbers with us on WhatsApp or book a free call. We will turn them into a plan you can act on.