Quick checks
Cost of Delay Calculator
Thinking of starting your SIP next year? See how much a delay costs, and how much more you would need to invest to catch up.
How this calculator works
The calculator compares the value of the same SIP started today with one started after the delay, both ending on the same date. It also shows the higher SIP needed to reach today's figure in fewer years.
Things to keep in mind
- The last years of compounding add the most money. Those are the years you lose by starting late.
- Start small today and increase later, rather than waiting to start big.
FAQs
Is it too late to start at 40 or 45?
No. You will need a higher SIP, but 15–20 years is still a long horizon. Use the Crorepati calculator to see the amount.
Get this plan reviewed by an expert
Share your numbers with us on WhatsApp or book a free call. We will turn them into a plan you can act on.