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Goal planners

Crorepati Calculator

Find the monthly SIP you need to build ₹1 crore (or any target) by the age you choose. Start early and invest less.

How this calculator works

The calculator works backwards from your target. It divides the target (minus the future value of what you already have) by the growth of ₹1 invested monthly until your target age.

Things to keep in mind

  • Remember that ₹1 crore 25 years from now will buy much less than today. Check the Inflation calculator.
  • Starting 5 years earlier often halves the SIP needed.
  • Add a yearly step-up to reach the goal with a smaller starting SIP.

FAQs

Is ₹1 crore enough for retirement?

It depends on your expenses and when you retire. Use the Retirement Planner for a personal number.

What return is realistic?

Diversified equity funds have delivered in the 10–14% range over long periods in the past, but future returns may differ.

Get this plan reviewed by an expert

Share your numbers with us on WhatsApp or book a free call. We will turn them into a plan you can act on.