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Emergency Fund Calculator
Job loss, illness or a sudden repair should not force you to break investments or borrow. Work out the safety cushion your family needs.
How this calculator works
Your emergency fund should cover essential monthly outflows (household expenses, EMIs and insurance premiums) for the number of months you choose.
Things to keep in mind
- Build the emergency fund before starting long-term investments.
- Keep it in a separate savings account, sweep-in FD or liquid fund.
- Health insurance protects your emergency fund from large medical bills.
FAQs
How many months is enough?
Six months of expenses suits most salaried families. Business owners and single-income families should aim for 9–12 months.
Get this plan reviewed by an expert
Share your numbers with us on WhatsApp or book a free call. We will turn them into a plan you can act on.