Investment & savings

RD Calculator

A recurring deposit lets you save a fixed amount every month at a fixed rate. See what it adds up to, before and after tax.

How this calculator works

Banks compound RD interest every quarter. The calculator adds up each monthly deposit with the interest it earns until maturity.

RD interest is taxed at your slab rate every year.
For goals 5 years or more away, compare an RD with a SIP in a suitable mutual fund.
Senior citizens usually get a higher RD rate.

Is RD interest taxable?

Yes. RD interest is added to your income and taxed at your slab rate. Banks deduct TDS if interest crosses the limit.

FD maturity and your real return after tax.

See what a monthly SIP can grow to over time.

PPF maturity value at the current rate.

Share your numbers with us on WhatsApp or book a free call. We will turn them into a plan you can act on.