Goal planners
Sukanya Samriddhi Calculator
Sukanya Samriddhi Yojana is a government savings scheme for daughters with one of the highest small-savings rates. See what it can build for her education and marriage.
How this calculator works
You deposit for 15 years from opening. The account then keeps earning interest until it matures 21 years after opening. Interest is compounded yearly at the government-notified rate.
Things to keep in mind
- Deposit before the 5th of the month to earn interest for that month.
- Combine SSY (safe, tax-free) with an equity SIP for higher long-term growth.
- Up to 50% can be withdrawn after she turns 18 for higher education.
FAQs
Who can open an SSY account?
Parents or guardians of a girl child below 10 years, at a post office or authorised bank. Up to two daughters per family.
What is the current rate?
8.2% a year for October–December 2026. The government reviews it every quarter.
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